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documentation

  • Pay stubs for the last 30 days
  • W-2's/1040's for the past two years
  • Statements for each bank, mutual fund, and/or investment account for the last two months
  • Year-to-Date Profit and Loss Statement prepared by an accountant (self-employed borrowers)
  • 2 most current mortgage stubs
  • Copies of state issued ID/driver's license, Social Security card, and Passport
  • If you are not a citizen, a copy of the front and back of your green card.
  • Current home owners insurance policy and tax bill for all properties owned.
  • Purchase Agreement (for purchases only)
  • If you are renting your current home, copy of the lease (for purchases only)
  • If you have sold your current home, copy of settlement statement (HUD-1)
  • Award letter (If you are retired or receive social security)
  • Copy of DD Form 214, Report of Separation (VA loans only)
  • If you own rental property:
    • Tax returns for the last two years and current rental agreements.
  • If you are counting child support as income:
    • Copy of divorce settlement.
    • Copy of cancelled child support checks.
    • A copy of your divorce decree.

     

     
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    NMLS # 181322
    Licensed Mortgage Banker PA, NY, NJ
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